First 100 Words
The first step to live debt free is to decide on the steps to accomplish your goal. This includes making a complete list of the amounts owed and the terms of payment for each amount. Chances are you could use some advice on how to proceed. Many books exist on the subject of living a debt free life . Most bookstores will have numerous offerings. There are also non-profit organizations in every state. They can help you identify steps to reduce household debt and attain your goal of being debt free. These include working with your creditors to help make payments easier and advising you on the consequences of claiming bankruptcy, which should only be done with appropriate professional and legal guidance. . . .
When to Use
EAP direct service. Workshops, waiting room, promotional fairs.
How To Use
Help employees determine if debt trouble exists, how to take action,about credit repair services and scams, consumer laws.